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Sonoma Bankruptcy Law

Sonoma County Bankruptcy Lawyer

$900 Chapter 7 Bankruptcy

Filing chapter 7 bankruptcy in Sonoma County is the beginning of a fresh start.  As soon as our bankruptcy attorney files your petition creditors cannot make collection calls, send letters or otherwise continue with collection efforts.  Once you receive a discharge order you will have no legal obligation to repay discharged debts and associated creditors are likewise prohibited from making collection demands. To receive your fresh start through chapter 7 bankruptcy call a Sonoma County bankruptcy attorney at (707) 200-6688 for a free consultation.

Stop Creditor Harassment

Some creditors can be relentless with their collection demands.  Fortunately, phone calls, threatening letters and lawsuits can all be stopped by filing chapter 7 bankruptcy.  Federal Law requires collection efforts to cease once a bankruptcy petition is filed with the court.  This prohibition against continued collection efforts is known as the automatic stay in consumer bankruptcy law, named because collection efforts are automatically stayed upon filing the bankruptcy petition.  In short, if you need to stop creditor harassment chapter 7 bankruptcy is the answer.

Eliminate Debt

Chapter 7 bankruptcy is the most popular form of bankruptcy in California.  In chapter 7 bankruptcy many forms of unsecured debt can be eliminated.  For instance, credit cards, medical bills, payday loans, and personal loans can all be erased in chapter 7 bankruptcy. Furthermore, debt from past repossessions or foreclosures can also be eliminated.  If you have significant unsecured debt, chapter 7 bankruptcy can be the most cost-effective solution.

The Cost

Chapter 7 bankruptcy is usually the most affordable form of bankruptcy.  Whereas chapter 13 bankruptcy involves a 3 to 5 year repayment plan, chapter 7 bankruptcy only requires payment at the time of filing.  Likewise, many bankruptcy attorneys in Sonoma County charge  between $4,000 to $6,000 to represent clients in chapter 13 bankruptcy, but only $2,000 to $3,000 for chapter 7 bankruptcy.  Accordingly, chapter 7 bankruptcy can be the most cost-effective form of debt relief.

To file chapter 7 bankruptcy call our attorney at (707) 583-9688.

Debt Relief Agency

We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code. The information contained in this website is for informational purposes only and is not legal advice. An attorney-client relationship can only be established by signing a representation agreement. Articles by ADAM GARCIA

*$900 Fee Disclaimer

The $900 fee does not cover the court filing fee, credit counseling, or other costs. While most cases qualify for the $900 chapter 7 fee, some cases are complex. Consequently, the above fee is only a sample fee (not a specific or guaranteed fee) and is subject to change at any time due to the necessity of charging more for complex cases. The sample chapter 7 fee represents the typical fee for a simple no-asset chapter 7 case.